Does Aflac pay for anesthesia?
SURGERY/ANESTHESIA BENEFIT: Aflac will pay according to the benefits in the Schedule of Operations in the policy when a Covered Person has a surgical procedure performed for the direct treatment of a covered Internal Cancer or Associated Cancerous Condition and a charge is incurred for such surgical procedure.
How much will Aflac pay me?
Appliances Benefit Aflac will pay $125 if a covered person requires, as advised by a physician, the use of a medical appliance as an aid in personal locomotion resulting from injuries sustained in a covered accident.
What does Aflac hospital policy cover?
DAILY HOSPITAL CONFINEMENT BENEFIT: Aflac will pay $100 per day for the Period of Hospital Confinement when a Covered Person requires Hospital Confinement for a covered Sickness or Injury and a room charge is incurred. … This benefit is payable once per Calendar Year, per Covered Person. No lifetime maximum.
How much does Aflac pay for laparoscopic surgery?
Surgical Benefit Aflac will pay $100–$2,000 when a covered person has surgery performed for a covered sickness in a hospital or ambulatory surgical center based upon the Schedule of Operations in the policy.
Does Aflac cover Covid 19?
Aflac products with benefits for hospitalization and/or ICU benefits will cover care at an alternative care site for COVID-19. Q: I have coverage with hospitalization and ICU benefits. When I tested positive for COVID-19, I needed emergency care, but my local hospital was at full capacity.
How much does Aflac pay for blood work?
LABORATORY TEST AND X-RAY BENEFIT: Aflac will pay $35 when a Covered Person requires, and incurs a charge for, a laboratory test or an X-ray. The laboratory test or X- ray must be performed in a Hospital, Medical Diagnostic Imaging Center, Physician’s office, an Urgent Care Center, or an Ambulatory Surgical Center.
Can I buy Aflac on my own?
Not at all! You can offer Aflac Supplemental Insurance to your employees at no direct cost to your business. As health care continues to rise, supplemental insurance plays a more important role in offering a benefits package.
Does Aflac cover loss of job?
Aflac provides benefits for both total and partial disability. Even if you’re able to work, partial disability benefits may be available to help compensate for lost income. … Regardless of any other disability insurance you may have, including Social Security, we will pay you directly.
Are ER visits covered by Aflac?
HOSPITAL EMERGENCY ROOM BENEFIT: Aflac will pay $100 when a Covered Person receives treatment for a covered Sickness or Injury in a Hospital Emergency Room, including triage, and a charge is incurred for such treatment. This benefit is payable twice per Calendar Year, per Covered Person. No lifetime maximum.
How long do you have to have Aflac before you can use it?
Both the policy and the rider must remain in force for five consecutive years for you to be eligible for the Aflac Value Benefit. If the rider is issued after the Effective Date of the policy, the initial consecutive five-year period begins on the rider Effective Date.
What illness does Aflac cover?
That’s the benefit of an Aflac group Critical Illness plan.
It can help with the treatment costs of covered critical illnesses, such as cancer, a heart attack or a stroke. More importantly, the plan helps you focus on recuperation instead of the distraction and stress over out-of-pocket costs.
Does Aflac cover congestive heart failure?
D. SUDDEN CARDIAC ARREST BENEFIT: Aflac will pay the amount shown in the Policy Schedule upon a Covered Person’s Onset Date of Sudden Cardiac Arrest due to cardiac rhythm abnormalities or acute coronary syndrome. This benefit is payable once per Covered Person, per lifetime.
Does Aflac cover pre existing conditions?
Disability caused by a Pre-existing Condition or reinjuries to a Pre- existing Condition will not be covered unless it begins more than 12 months after the Effective Date of coverage. … Aflac will not pay benefits for a disability that is being treated outside the territorial limits of the United States.
Does Aflac cover pregnancy?
Aflac will not pay benefits for a disability that is caused by or occurs as a result of your: 1. Pregnancy or childbirth within the first ten months of the Effective Date of coverage (Complications of Pregnancy will be covered to the same extent as a Sickness); 2.